I tried literally every expense tracker on both iOS and Android in the past 10 years. This is by far the best one.
It's perfect for those who constantly forget to log their expenses. There's no registration required, and it syncs with Apple Pay, which in my opinion is much better than linking a bank account directly.
Great for tracking my budget and daily expenses. It's simple, easy to use, and helps me clearly see where my money goes.
The automation with Commands, which extracts information from the Wallet when paying, is very helpful and saves time on entering data. The UI is amazing.
Very nice UI that makes my experience with the app more enjoyable (yes, even when I log my expenses). Everything is very clear and easy to use!
Highly recommend it to anyone looking for an effective way to track their expenses. Simple and looks great.
It's so intuitive to use and it helps a lot to manage my expenses. There is everything you need to track your balances and limits.
The interface is clean, fast, and super easy to use. Tracking my daily expenses became much simpler.
Expensa can log Apple Pay purchasesExpensa , can log Apple Pay purchases. add the rest by voiceAdd by voice ,. and show what’sYour budget shows what’s left to spend.left to spend. Your data stays on your iPhone and in iCloud.Your data stays on your iPhone and in iCloud.
Set up Shortcuts to record eligible Apple Pay purchases. On iOS 27+, the new method uses Wallet notifications; on iOS 26 or earlier, use a card-tap Transaction automation. iOS 27 setup · Earlier iOS setup.
Speak several expenses at once, including dates and repeating payments. Review every entry before you save it.
Track monthly, weekly or custom budgets, set category limits and see a forecast. AI can suggest your first split; every amount stays editable. Compare free iPhone expense trackers.
Put subscriptions, bills and income on a schedule. Upcoming payments sit beside your accounts, so fewer things catch you by surprise.
Compare cash flow, spending and income over time. Explore your categories, tags and accounts without building a spreadsheet.
Each expense keeps its original amount, converted amount and that day's rate. Shared iCloud spaces keep household and personal budgets separate.
Most finance apps want your bank login so an aggregator can read your account. Expensa never asks for it. Your financial data lives on your iPhone and in your own iCloud. Why it's built this way
No Plaid, no aggregators, no credentials to leak.
Sync runs on your Apple ID. There's no Expensa account or server.
No email, no password. Open the app and start.
Optional AI features send the minimum they need, never your history.
No. Expensa never asks for your bank login and doesn't use Plaid or any other aggregator. Apple Pay payments arrive through a Shortcuts automation on your own iPhone; everything else you add by voice, by hand or from a file. Why Expensa works this way.
On iOS 27 or later, Expensa's new shortcut can record eligible purchases from Wallet notifications, including online payments when Wallet sends a suitable notification. On iOS 26 or earlier, use a Wallet Transaction automation for supported card taps. Neither method imports your full bank history. iOS 27 guide · iOS 26 and earlier guide.
On your iPhone and in your own iCloud. There's no Expensa account and no Expensa server holding your transactions. Optional AI features send only the minimum they need, such as a merchant name, and never your transaction history. Privacy policy.
Yes. The free plan includes 1 space, 2 accounts, 3 recurring transactions and 5 receipt scans. Premium unlocks unlimited spaces and accounts, AI categorization, category budgets, analytics, shared spaces and multi-currency entry.
Yes. Add rent, salary or a subscription as a scheduled entry: daily, weekly, monthly or yearly. It shows planned payments, not confirmed bank charges, and it does not cancel the subscription for you. How to track subscriptions on iPhone.
Yes. Invite them to a shared space and every change syncs in real time through iCloud. Nobody has to create an extra account. Shared spaces are part of Premium.
Yes, with 150+ currencies and live exchange rates. Each transaction keeps its original amount, the converted amount and that day's rate, so your reports stay accurate.
Yes. Import CSV, PDF or TXT files and export your data any time. How to export your Apple Pay history · Moving over from Mint.
The app supports iOS 17 or later. The new Wallet notification automation needs iOS 27 or later; on iOS 26 or earlier, use the Wallet Transaction automation for supported card taps. Some other features need iOS 18.